OCCOASTPROPERTIES: Steve Mino & Natalie Vizir report on:
"Great places to eat in San Clemente - PICK OF THE DAY!"
Humphry's Sandwhich Shop
Location: 800 Avenida Pico #S, San Clemente, CA 92673
Hours: Mon-Fri 7am-7pm, Sat-Sun 8am-4pm
Serves: Sandwhiches, Wraps, Soups, Salads, Hamburgers, Hot Dogs, Beer, Kids under 10 eat for $5!
Looking for Homes in San Clemente?
Featured Home: 3 Bedroom Home San Clemente
Catch up with Steve & Natalie
"On wednesday after our very productive broker preview Natalie Vizir and I decided to stop by a sandwhich shop we had heard of in San Clemente. The restaurant was Humphry's Sandwhich Shop! Wow, are we glad we did! For the record we had the Turkey & Swiss Wrap with honey mustard which was AWESOME! Natalie Vizir said after the meal, "Wow, I feel sooooo content!" Wednesday's feature the pulled pork sandwhich (which we will be back for!) The restaurant is quaint and very clean! TV's are placed behind the bar so you can enjoy a nice cold beverage and your favorite menu item! The owners are Tim and Nicole Humphry, both long time locals! Tim is a Certified Chef from the Culinary Academy and Nicole is a 4th Generation Restaurantuer with ties to some other well-known local restaurants! We had a chance to speak to Tim, who came to our table, and he was such a pleasure! Tim's proud to serve the the city of San Clemente and takes pride in his restaurant. He told us about his catering service which is on the menu, but he added that they do "what the customer wants!"
This Restaurant receives one of our HIGHEST AWARDS for food, Service and Atmosphere!
What are you waiting for? GO!
Pictures from our visit on July 27,2011:
Nobody knows more about Southern California Coastal real estate than the team of Steve Mino and Natalie Vizir.
Areas of coverage include:San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Ladera Ranch,Mission Viejo, Coto De Caza, Rancho Santa Margaita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, Aliso Viejo and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at www.occoastproperties.com
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
OCCOASTPROPERTIES.COM
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"A rich man is one that realizes his friends and family are his most valuable possessions"
Thursday, July 28, 2011
Sunday, July 24, 2011
Tuesday, July 12, 2011
"The 3 Most Likely "Snags" you hit during a transaction, why they occur and how to avoid them"
OCCOASTPROPERTIES, Steve Mino & Natalie Vizir report on:
"The 3 most likely "snags" you hit during a transaction, why they occur and how to avoid them"
Your purchase or sale is basically "layered" with expectations and requirements for both the buyers and the sellers (and yes, you agents will be depended on to carry the load of the transaction)
Where does the transaction begin for the buyer? Typically the buyers transaction begins at the introduction (updesk, open house, grocery store) or initial office meeting. So, what's one of the most important things to remember to get out of the way at this point? (pre-qualify your client) Prequalifying your client with a TRUSTED lender ensures that you will be showing your clients the types of homes they can actually buy! Natalie Vizir thinks, "Reality is huge! Don't show your clients homes out of their approval range, it will create false expectations which often stalls your ability to sell the homes they can actually buy while they are too busy thinking of the other homes they cannot". What else? (A good practice is to have them sign an Agency Agreement before you go out). This isn't always done, some find it difficult to ask someone to sign something for potentially nothing, but it's professional and it does create a commitment /agreement/bond between you and your clients.
Where does the transaction begin for the seller? (you've already signed the listing). (It starts at the receipt of an offer) The receipt of an offer starts the clock for a seller. What's the best way to make sure you have a solid buyer? (make sure your offer comes with a pre-APPROVAL letter and a reasonable copy of an Earnest Money Deposit check. While, the amount of the deposit typically depends on the size of the home, the higher the DEPOSIT usually indicates just how committed your buyer is. Steve Mino says "It's easier to walk away from $500 versus $5,000, right?" Make sure you communicate with your counterpart...ask them how long they have been searching, find out why they have chosen your home (area, schools, work, etc) READ the introduction letter that usually accompanies the offer and share it with your seller!
Once you have an agreement and you begin escrow, what's next for the buyer? (make sure you send a copy of the executed contract to your buyers lender, immediately) Why? (the lender will need to enter the loan, request appraisal and submit documents to the underwriter.....this process typically requires the lion's share of your typical 30-day escrow period...a good buyers' agent is usually waiting for the loan approval during the last two weeks of the transaction while collecting escrow documents, disclosures, inspections, company specific docs, etc) Schedule your 3rd party inspection ASAP! This is the FIRST area you are most likely to hit a "snag". Why? If you're going to find something wrong with the home, find it as soon as possible and be prepared to have your clients submit a REASONABLE Request for Repairs or RR-1 (CAR form) So, why does it get "sideways?"(Typically, it's because your buyer gets too aggressive with the request for credits or repairs OR you didn't openly communicate with the sellers agent or seller your intent to perform an inspection with the intention to request that all safety issues be resolved and broken or missing items replaced. Of course, short sales are almost 99% sold as-is and REO/bank owned properties are negotiable, but again....be reasonable)
Be on top of your paperwork and the transaction should go smoother....make sure the seller's agent or his or her designated Transaction Coordinator (TC) sends you your disclosures on time. It is also very important that the chosen Escrow company orders HOA docs ,for communities that have Associations, and ,if written into the contract, the responsible party (buyers agent or sellers agent) orders the termite report. The termite report takes atleast 3-5 days to schedule and get a report back and scheduling repairs could take a few weeks depending on the required work.
Okay, now...follow your buyers lender and the upcoming APPRAISAL, this is the 2nd most likely area where you will hit your potential "snag". Why? (Appraisals of properties are subjective to the appraisers methods and knowledge of the area. A good sellers agent will invite you to the appraisal, but more important he or she will come prepared with his own CMA or snapshot of the last 90 day and 120 day sales history for the area. They are knowledgeable of all the "sold", "active", "backup" and "pending" properties and mark them as - SHORT SALE, REO or STANDARD SALE. A good appraiser will give your STANDARD SALE a credit versus your comparable Short Sale or REO properties. The Selling agent should also have a complete list of improvements (with costs) and informs the appraiser about the "WHY" thier home is the best on the block - pool, location, view, upgrades...etc... NOW if your home doesn't appraise what are your options as a BUYER? (You can request a reduction of price based on the appraisal, very probable on bank owned or some short sales (they already use a BPO), not nearly as accept by most sellers, but you CAN negotiate a possible "split" if they won't drop to the appraisal price. OR, your buyer can pay the difference in escrow and the transaction moves forward. Best results are those made without extreme emotion either way! (at least while you are in company!)
The last area of your possible "snag" is usually found by the buyers lender or underwriter. Why? (Remember the pre-approval? Pre-approvals are fairly easy to come by and that's why the team of Steve Mino and Natalie Vizir advise you to communicate with your counterpart or use a trusted lender. The "WHY" they chose your home comes into play? Is it an investment? (investment property loans have strict requirements), Is this going to be the primary residence? Simple question, but it can make lending issues more difficult if it's not disclosed. Example, if the buyer has another LARGER property they are moving from, the lender should have prepared a statement for the underwriter to preempt any concerns as to the intentions of the buyer to occupy the smaller home. It is important that your buyer does not make any large purchases or make any large deposits to the accounts used for the upcoming deposit! Near the final days of escrow the underwriter will typically request the most recent bank statements and if they see unusually large withdraws or deposits they COULD eliminate the account from eligibility for your purchase! Without these funds being counted your buyer may now not qualify.
Again, these are just a few points of concern and small tidbits of advice that may or may not be helpful to you in your transactions. Remember that almost every transaction has a uniqueness of its own and don't get too caught up in the unnecessary distractions.
STAY FOCUSED, COMMUNICATE, STAY ON TASK, COMMUNICATE and remember the best possible result is when you end in a TIE!
Nobody knows more about Southern California Coastal real estate than the team of Steve Mino and Natalie Vizir.
Areas of coverage include:San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Ladera Ranch,Mission Viejo, Coto De Caza, Rancho Santa Margaita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, Aliso Viejo and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at OCCOASTPROPERTIES
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
OCCOASTPROPERTIES.COM
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"A rich man is one that realizes his friends and family are his most valuable possessions"
"The 3 most likely "snags" you hit during a transaction, why they occur and how to avoid them"
Your purchase or sale is basically "layered" with expectations and requirements for both the buyers and the sellers (and yes, you agents will be depended on to carry the load of the transaction)
Where does the transaction begin for the buyer? Typically the buyers transaction begins at the introduction (updesk, open house, grocery store) or initial office meeting. So, what's one of the most important things to remember to get out of the way at this point? (pre-qualify your client) Prequalifying your client with a TRUSTED lender ensures that you will be showing your clients the types of homes they can actually buy! Natalie Vizir thinks, "Reality is huge! Don't show your clients homes out of their approval range, it will create false expectations which often stalls your ability to sell the homes they can actually buy while they are too busy thinking of the other homes they cannot". What else? (A good practice is to have them sign an Agency Agreement before you go out). This isn't always done, some find it difficult to ask someone to sign something for potentially nothing, but it's professional and it does create a commitment /agreement/bond between you and your clients.
Where does the transaction begin for the seller? (you've already signed the listing). (It starts at the receipt of an offer) The receipt of an offer starts the clock for a seller. What's the best way to make sure you have a solid buyer? (make sure your offer comes with a pre-APPROVAL letter and a reasonable copy of an Earnest Money Deposit check. While, the amount of the deposit typically depends on the size of the home, the higher the DEPOSIT usually indicates just how committed your buyer is. Steve Mino says "It's easier to walk away from $500 versus $5,000, right?" Make sure you communicate with your counterpart...ask them how long they have been searching, find out why they have chosen your home (area, schools, work, etc) READ the introduction letter that usually accompanies the offer and share it with your seller!
Once you have an agreement and you begin escrow, what's next for the buyer? (make sure you send a copy of the executed contract to your buyers lender, immediately) Why? (the lender will need to enter the loan, request appraisal and submit documents to the underwriter.....this process typically requires the lion's share of your typical 30-day escrow period...a good buyers' agent is usually waiting for the loan approval during the last two weeks of the transaction while collecting escrow documents, disclosures, inspections, company specific docs, etc) Schedule your 3rd party inspection ASAP! This is the FIRST area you are most likely to hit a "snag". Why? If you're going to find something wrong with the home, find it as soon as possible and be prepared to have your clients submit a REASONABLE Request for Repairs or RR-1 (CAR form) So, why does it get "sideways?"(Typically, it's because your buyer gets too aggressive with the request for credits or repairs OR you didn't openly communicate with the sellers agent or seller your intent to perform an inspection with the intention to request that all safety issues be resolved and broken or missing items replaced. Of course, short sales are almost 99% sold as-is and REO/bank owned properties are negotiable, but again....be reasonable)
Be on top of your paperwork and the transaction should go smoother....make sure the seller's agent or his or her designated Transaction Coordinator (TC) sends you your disclosures on time. It is also very important that the chosen Escrow company orders HOA docs ,for communities that have Associations, and ,if written into the contract, the responsible party (buyers agent or sellers agent) orders the termite report. The termite report takes atleast 3-5 days to schedule and get a report back and scheduling repairs could take a few weeks depending on the required work.
Okay, now...follow your buyers lender and the upcoming APPRAISAL, this is the 2nd most likely area where you will hit your potential "snag". Why? (Appraisals of properties are subjective to the appraisers methods and knowledge of the area. A good sellers agent will invite you to the appraisal, but more important he or she will come prepared with his own CMA or snapshot of the last 90 day and 120 day sales history for the area. They are knowledgeable of all the "sold", "active", "backup" and "pending" properties and mark them as - SHORT SALE, REO or STANDARD SALE. A good appraiser will give your STANDARD SALE a credit versus your comparable Short Sale or REO properties. The Selling agent should also have a complete list of improvements (with costs) and informs the appraiser about the "WHY" thier home is the best on the block - pool, location, view, upgrades...etc... NOW if your home doesn't appraise what are your options as a BUYER? (You can request a reduction of price based on the appraisal, very probable on bank owned or some short sales (they already use a BPO), not nearly as accept by most sellers, but you CAN negotiate a possible "split" if they won't drop to the appraisal price. OR, your buyer can pay the difference in escrow and the transaction moves forward. Best results are those made without extreme emotion either way! (at least while you are in company!)
The last area of your possible "snag" is usually found by the buyers lender or underwriter. Why? (Remember the pre-approval? Pre-approvals are fairly easy to come by and that's why the team of Steve Mino and Natalie Vizir advise you to communicate with your counterpart or use a trusted lender. The "WHY" they chose your home comes into play? Is it an investment? (investment property loans have strict requirements), Is this going to be the primary residence? Simple question, but it can make lending issues more difficult if it's not disclosed. Example, if the buyer has another LARGER property they are moving from, the lender should have prepared a statement for the underwriter to preempt any concerns as to the intentions of the buyer to occupy the smaller home. It is important that your buyer does not make any large purchases or make any large deposits to the accounts used for the upcoming deposit! Near the final days of escrow the underwriter will typically request the most recent bank statements and if they see unusually large withdraws or deposits they COULD eliminate the account from eligibility for your purchase! Without these funds being counted your buyer may now not qualify.
Again, these are just a few points of concern and small tidbits of advice that may or may not be helpful to you in your transactions. Remember that almost every transaction has a uniqueness of its own and don't get too caught up in the unnecessary distractions.
STAY FOCUSED, COMMUNICATE, STAY ON TASK, COMMUNICATE and remember the best possible result is when you end in a TIE!
Nobody knows more about Southern California Coastal real estate than the team of Steve Mino and Natalie Vizir.
Areas of coverage include:San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Ladera Ranch,Mission Viejo, Coto De Caza, Rancho Santa Margaita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, Aliso Viejo and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at OCCOASTPROPERTIES
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
OCCOASTPROPERTIES.COM
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"A rich man is one that realizes his friends and family are his most valuable possessions"
Sunday, July 10, 2011
Interest rates for the week closing 7/9/11
OCCOASTPROPERTIES reports on:
"Interest rates for the week closing 7/9/11"
As the week ended, interest rate made some key adjustments. The most glaring change was the reduction of the conforming loan amount from $729,750 to $625,500. This major change in the conforming loan amount had banks making concessions with rates and points. Earlier in the month, Natalie Vizir was quoted as stating that, "the proposed change in the conforming loan amounts may continue to reduce the high-end home values so banks will be forced to off set that by holding interest rates, or reducing them and make loan acquisition costs cheaper for would-be borrowers." Ms. Vizir's point was proven this week as Bank of America rolled out the new conforming loan amounts and while all other rates stayed the same, the new conforming $625,500 - 20% down, 5yr ARM product DROPPED 1/2% and reductions in points DROPPED from 1pt to .50pt. Additional reductions have been applied to the FHA products (includindg a $2000 lender credit) and the Non-conforming $2,000,000 - 20% down, 5yr ARM's which dropped an 1/8th to 1/2%.
OCCOASTPROPERIES, Steve Mino feels, "The markets continue to show reduction at about .5% to 1% monthly. Expect the summer buying season and further help with rates, products and lending costs to flatten the market out with regards to home values."
Both Natalie Vizir and Steve Mino feel as though the best products available to buyers are the 5yr ARM products where rates are as low as 2.75% for 5 years with 1% increases up to the 5% over cap rate in yeats 6-10!
Rates for week ending July 9. 2011
Conforming 625,000,000 with 20% down, 30yr fixed
4.500% - .75 point
4.625% - No points
Conforming 625,500,000 with 20% down, 15yr fixed
3.625% - 1 point
3.875% - No points
Conforming 625,000 with 20% down, 5yr fixed arm
2.750% - .50 point
2.875% - No points
FHA to 625,500 with 3.500% down, 30yr fixed
4.500% - .50 point
4.750% - No points, plus lender credit of 2000
FHA to 625,500 with 3.5% down, 5yr fixed
3.125% - .50 point
3.250% - No points
Non Conforming 2,000,000 with 20% down, 30yr fixed
4.875% - .75 point
5.000% - No points
Non Conforming 2,000,000 with 20% down, 5yr fixed arm
3.250% - 1 point
3.500% - No points
11 Ending rates:
Nobody knows more about Southern California Coastal real estate than the team of Steve Mino and Natalie Vizir.
Areas of coverage include:San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Ladera Ranch,Mission Viejo, Coto De Caza, Rancho Santa Margaita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, Aliso Viejo and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at http://www.occoastproperties.com/
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
OCCOASTPROPERTIES.COM
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"A rich man is one that realizes his friends and family are his most valuable possessions"
"Interest rates for the week closing 7/9/11"
As the week ended, interest rate made some key adjustments. The most glaring change was the reduction of the conforming loan amount from $729,750 to $625,500. This major change in the conforming loan amount had banks making concessions with rates and points. Earlier in the month, Natalie Vizir was quoted as stating that, "the proposed change in the conforming loan amounts may continue to reduce the high-end home values so banks will be forced to off set that by holding interest rates, or reducing them and make loan acquisition costs cheaper for would-be borrowers." Ms. Vizir's point was proven this week as Bank of America rolled out the new conforming loan amounts and while all other rates stayed the same, the new conforming $625,500 - 20% down, 5yr ARM product DROPPED 1/2% and reductions in points DROPPED from 1pt to .50pt. Additional reductions have been applied to the FHA products (includindg a $2000 lender credit) and the Non-conforming $2,000,000 - 20% down, 5yr ARM's which dropped an 1/8th to 1/2%.
OCCOASTPROPERIES, Steve Mino feels, "The markets continue to show reduction at about .5% to 1% monthly. Expect the summer buying season and further help with rates, products and lending costs to flatten the market out with regards to home values."
Both Natalie Vizir and Steve Mino feel as though the best products available to buyers are the 5yr ARM products where rates are as low as 2.75% for 5 years with 1% increases up to the 5% over cap rate in yeats 6-10!
Rates for week ending July 9. 2011
Conforming 625,000,000 with 20% down, 30yr fixed
4.500% - .75 point
4.625% - No points
Conforming 625,500,000 with 20% down, 15yr fixed
3.625% - 1 point
3.875% - No points
Conforming 625,000 with 20% down, 5yr fixed arm
2.750% - .50 point
2.875% - No points
FHA to 625,500 with 3.500% down, 30yr fixed
4.500% - .50 point
4.750% - No points, plus lender credit of 2000
FHA to 625,500 with 3.5% down, 5yr fixed
3.125% - .50 point
3.250% - No points
Non Conforming 2,000,000 with 20% down, 30yr fixed
4.875% - .75 point
5.000% - No points
Non Conforming 2,000,000 with 20% down, 5yr fixed arm
3.250% - 1 point
3.500% - No points
11 Ending rates:
Nobody knows more about Southern California Coastal real estate than the team of Steve Mino and Natalie Vizir.
Areas of coverage include:San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Ladera Ranch,Mission Viejo, Coto De Caza, Rancho Santa Margaita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, Aliso Viejo and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at http://www.occoastproperties.com/
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
OCCOASTPROPERTIES.COM
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"A rich man is one that realizes his friends and family are his most valuable possessions"
Thursday, July 7, 2011
The Islands you see from San Clemente to Santa Barbara (and some you don't) Part 3 of 5
OCCOASTPROPERTIES reports on:
"The Islands you see from San Clemente to Santa Barbara (and some you don't) Part 3 of 5
By: Steve Mino and Natalie Vizir
Today we will talk about one of the prominent and visibile islands you see while traveling along our Southern California coast line - Santa Catalina Island, most commonly referred to as Catalina Island. The island is 22 miles long and 8 miles wide at it's largest points and is located 22 miles of the coast.
Archeaologist claim that human existence can be traced back to atleast 7,000 years on Catalina Island. The Island is said at one time to have been the home of the Pimugan Tribe. The Southern Channel Islands (Santa Catalina, San Clemente and San Nicolas) appear to have some of the same traits, different from their Northen Channel Island counterparts. For 1000's of years before outsider human contact, mainly Spanish explorers, English Merchants and smugglers, these skilled hunters and fisherman navigated their canoes to and from the mainland. Spanish colonization around 1820, dwindled the large tribe and these Uto-Aztecan speaking people were mixed with mainland native americans, such as the Juaneno's and other coastal tribes, at the Mission San Gabriel where they became known as the Gabrielinos'.
Santa Catalina was discovered by Juan Rodriguez Cabrillo on October 7, 1542. The discovery was part of an expedition approved by Columbus in search of a passage to the Far East. On November 24th, Saint Catherines Day, a second ship captained by Sebastian Viscaino spotted the island and renamed it Santa Catalina in honor of Saint Catherine.
In 1820, New Spain revolted against it's mother country and became Mexico with California becoming a province. The Mexican Governer, Pio Pico, gave by land grant to Thomas M. Robbins, Santa Catalina Island in 1846 - just days before the United States invaded California. Robbins held the land for 4 years, but sold it to Jose Maria Covarrubias after Caifornia became a part of the US by way of the Treaty of Guadalupe Hidalgo.
With the California Gold Rush in full stride in 1849 it didn't take long for people to search Catalina for gold riches. They found a good deal of silver near the west end of the island in 1863 but that was about it. By 1864, Union soliders set foot on the island considering it for an Indian Reservation, but by 1867, then owner James Lick forced out everyone not willing to enter lease agreements with him and for many years after the island was inhabited by only a few long term residents, sheep and cattle. The buffalo would later appear on the island after being imported by a film making company. In 1887, George Shatto, a real estate mogul from Michigan purchased the island for $200,000 from James Slick in attempts to create Santa Catalina into a vacation resort. Unfortunately, this was at the peak of the market and a few years later he defaulted on the loan and the island went back to the Slick Estate. In 1891, the sons of Phineas Banning bought the land and pursued the former dreams of Shatto in turning Catalina, particularly the tiny harbor named Avalon by former owner Shatto's sister-in-law - Etta Whitney (taken from a poem about the Legend of King Arthur) into a vacation destination. They made great progress, however, in 1915 half of Avalon burned in a fire and with negative impact of World War 1, the Bannings were forced to sell the island, this time it was sold in "shares." The largest investor would be William Wrigley of the famed Wrigley Chewing gum. In no time, Wrigley purchased controlling interest and with millions invested and proper promotion the dream was becoming reality. Only during World War II was the island closed to tourism while being used by the military for target practice. After the war ended tourism re-established and the rest is history......
Nobody knows more about Southern California Coastal real estate than the team of: Steve Mino and Natalie Vizir.
Areas of coverage include:
San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Ladera Ranch, Irvine, Laguna Niguel, Laguna Hills, Mission Viejo, Coto De Caza, Rancho Santa Margarita, Lake Forest, Aliso Viejo, Foothill Ranch, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at OCCOASTPROPERTIES.COM
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
OCCOASTPROPERTIES.COM
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"The Islands you see from San Clemente to Santa Barbara (and some you don't) Part 3 of 5
By: Steve Mino and Natalie Vizir
Archeaologist claim that human existence can be traced back to atleast 7,000 years on Catalina Island. The Island is said at one time to have been the home of the Pimugan Tribe. The Southern Channel Islands (Santa Catalina, San Clemente and San Nicolas) appear to have some of the same traits, different from their Northen Channel Island counterparts. For 1000's of years before outsider human contact, mainly Spanish explorers, English Merchants and smugglers, these skilled hunters and fisherman navigated their canoes to and from the mainland. Spanish colonization around 1820, dwindled the large tribe and these Uto-Aztecan speaking people were mixed with mainland native americans, such as the Juaneno's and other coastal tribes, at the Mission San Gabriel where they became known as the Gabrielinos'.
In 1820, New Spain revolted against it's mother country and became Mexico with California becoming a province. The Mexican Governer, Pio Pico, gave by land grant to Thomas M. Robbins, Santa Catalina Island in 1846 - just days before the United States invaded California. Robbins held the land for 4 years, but sold it to Jose Maria Covarrubias after Caifornia became a part of the US by way of the Treaty of Guadalupe Hidalgo.
With the California Gold Rush in full stride in 1849 it didn't take long for people to search Catalina for gold riches. They found a good deal of silver near the west end of the island in 1863 but that was about it. By 1864, Union soliders set foot on the island considering it for an Indian Reservation, but by 1867, then owner James Lick forced out everyone not willing to enter lease agreements with him and for many years after the island was inhabited by only a few long term residents, sheep and cattle. The buffalo would later appear on the island after being imported by a film making company. In 1887, George Shatto, a real estate mogul from Michigan purchased the island for $200,000 from James Slick in attempts to create Santa Catalina into a vacation resort. Unfortunately, this was at the peak of the market and a few years later he defaulted on the loan and the island went back to the Slick Estate. In 1891, the sons of Phineas Banning bought the land and pursued the former dreams of Shatto in turning Catalina, particularly the tiny harbor named Avalon by former owner Shatto's sister-in-law - Etta Whitney (taken from a poem about the Legend of King Arthur) into a vacation destination. They made great progress, however, in 1915 half of Avalon burned in a fire and with negative impact of World War 1, the Bannings were forced to sell the island, this time it was sold in "shares." The largest investor would be William Wrigley of the famed Wrigley Chewing gum. In no time, Wrigley purchased controlling interest and with millions invested and proper promotion the dream was becoming reality. Only during World War II was the island closed to tourism while being used by the military for target practice. After the war ended tourism re-established and the rest is history......
Nobody knows more about Southern California Coastal real estate than the team of: Steve Mino and Natalie Vizir.
Areas of coverage include:
San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Ladera Ranch, Irvine, Laguna Niguel, Laguna Hills, Mission Viejo, Coto De Caza, Rancho Santa Margarita, Lake Forest, Aliso Viejo, Foothill Ranch, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at OCCOASTPROPERTIES.COM
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
OCCOASTPROPERTIES.COM
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
Wednesday, July 6, 2011
The Islands you see from San Clemente to Santa Barbara (and some you don't) Part 2 of 5
OCCOASTPROPERTIES reports on:
"The Islands you see from San Clemente to Santa Barbara (and some you don't)" Part 2 of 5
Nobody knows more about Southern California Coastal real estate than the team of Steve Mino and Natalie Vizir.
Areas of coverage include:San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Ladera Ranch,Mission Viejo, Coto De Caza, Rancho Santa Margaita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, Aliso Viejo and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at http://www.occoastproperties.com/
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
OCCOASTPROPERTIES.COM
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"A rich man is one that realizes his friends and family are his most valuable possessions"
OCCOASTPROPERTIES Supports WALK for LUPUS NOW! Join us in our fight against this curable disease! Click HERE!
"The Islands you see from San Clemente to Santa Barbara (and some you don't)" Part 2 of 5
Today we will talk a little about San Nicolas Island, the most northerly Island of the "Channel Islands" that you see off the coast of Southern California. Natalie Vizir said, "The rarest island site is definitely San Nicolas and can best be seen from the highest points along the southland coastline." San Nicolas Island was discovered by Spanish explorer, Ferrer in 1543 and renamed by another Spanish explorer, Sebastian Vizcaino, December 6, 1602 - Saint's Feast Day, as he sighted it on his northern expedition. The island is approximately 14,562 acres that covers 22 square miles and is 75 miles off shore. The Island is approximately 9 miles long and 4 miles wide. Original inhabitants of the island were said to be the Nicoleno's.
The Nicoleno's were evacuated from the island by Spanish Mission Padres in the early 19th century and taken to the San Gabriel Mission area where after just a few years they died from disease, along with thier passing went their culture and unique language. The last Nicoleno was said to be a woman that was baptized Juana Maria. She was the only person living on San Nicolas and when she was taken from the island, within 7 weeks she too died of dysentery. According to the fur trapper that captured her, from the four words and two songs transcribed, the UCLA Department of Linguistics found similiarity to the Luiseno tribe of San Diego and the Juaneno's of San Juan Capistrano area.The book and movie "Island of the Blue Dolphins" is said to be about the Nicoleno - Juana Maria.
During the 1800's the Island was used by fisherman (and smugglers) and was filled with sheep and goats. In 1933 the Navy took the island over and now employs approximately 200 people on the island. A pier was built in 2004 to recieve goods. The Navy uses the island as an instrumentation site with many high tech radars, the north end is reserved for missile targets.
Areas of coverage include:San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Ladera Ranch,Mission Viejo, Coto De Caza, Rancho Santa Margaita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, Aliso Viejo and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at http://www.occoastproperties.com/
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
OCCOASTPROPERTIES.COM
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"A rich man is one that realizes his friends and family are his most valuable possessions"
OCCOASTPROPERTIES Supports WALK for LUPUS NOW! Join us in our fight against this curable disease! Click HERE!
The Islands you see along Southern California's Coast (and some you don't)
OCCOASTPROPERTIES reports on:
Along the coast from San Clemente to Santa Barbara you can look out and see several small islands. The most prominent is Catalina, which can been seen from both Orange and Los Angeles County vantage points. What you might not know is that there are actually eight (8) islands off the coast!Today we will tell you a little about San Clemente Island. San Clemente Island was originally discovered in 1542 by Juan Rodriguez Castillo, a European explorer who named it Victoria. It was renamed, St. Clements Island by Spanish explorer Sebastian Vizcaino who passed it on St. Clements Feast Day on November 23, 1602.
San Clemente Island was used by ranchers, fisherman and others in the 19th century. It is also noted that archaeologists have found evidences of human remains dating back thousands of years, which is consistent with the indigenous tribes along our southern california coast, most notably the Acjachemen tribe or Juaneno Band of Mission Indians, builders of the Mission San Juan Capistrano and most documented tribe along our coast.
Since 1934 the US Navy claimed the land and uses it for training purposes. The military established air strips and command centers and current is the only ship to shore training area in the country. The sounds of the training can be heard for miles. Since this is a unique training center the benefits to our Naval fleet and military is invaluable.While the sighting of San Clemente Island is rare since it does require a clear day with visibility of just over 50 miles to see the 21 mile long, 2-5 mile wide island. Natalie Vizir is quoted as saying, "On these clear days, it's a guarantee that you will see both San Clemente and Catalina Islands and I promise you the rarity is definitely worth the wait!" Steve Mino feels, "The best vantage points will be the upper hills in San Clemente (southwest San Clemente, Broadmoor, Coast District, Sea Pointe Estates, Dana Points - Lantern District, and Monarch Beach and Laguna Niguel!"
Areas of coverage include:San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Ladera Ranch,Mission Viejo, Coto De Caza, Rancho Santa Margaita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, Aliso Viejo and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at http://www.occoastproperties.com/
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar ProducersTop Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"A rich man is one that realizes his friends and family are his most valuable possessions"
OCCOASTPROPERTIES Supports WALK for LUPUS NOW! Join us in our fight against this curable disease! Click HERE!
Saturday, July 2, 2011
What does a RainMaker look like?
OCCOASTPROPERTIES reports:
"What does a RainMaker look like?"
A RainMaker by definition is "those that are known for achieving great results" and it fits the team of Natalie Vizir and Steve Mino of OCCOASTPROPERTIES! Ms. Vizir and Mr. Mino have been successful bring buyers and sellers together, navigating todays' confusing real estate market filled with short sales, bank owned sales and pre-foreclosure properties. The team of Mino and Vizir specialize in servicing first-time home buyers, buyers leveraging up, downsizing buyers and investors. Properties represented include single family homes, condominiums, townhomes and multi-family dwellings. Both, Steve Mino and Natalie Vizir are certified in short sale negotiations and certified Cartus Network relocation specialists.
So, what's the secret? Steve Mino and Natalie Vizir have been consistent in expanding their technology based business and integrating it with good old fashioned hard work. Natalie Vizir has been successful integrating her years of team building skills and IT knowledge at HP and implementing it in her day to day tasks as a partner in OCCOASTPROPERTIES. Steve Mino has been successful using his background in sales, emphasizing customer service and negotiations, complementing Ms. Vizir's contributions which has propelled this dynamic team to new levels! (Century 21 Top Listing Agents, President's Club, Diamond Club, Emerald Club and Multi-Million Dollar Producers)
Natalie Vizir and Steve Mino have carefully selected, created and maintain strong relationships with key partners that ensure solutions for their clients, such as financial institutions, title companies, escrow officers, inspectors, contractors, home warranty providers, insurance companies, short sale negotiating team, transaction coordinator and law firms which further enhance their ability to deliver RAINMAKING experiences to their clients.
Nobody knows more about Southern California Coastal real estate than the team of Steve Mino and Natalie Vizir.
Areas of coverage include:
San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Mission Viejo, Coto De Caza, Rancho Santa Margarita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, and other Orange County and Riverside County cities.
"What does a RainMaker look like?"
A RainMaker by definition is "those that are known for achieving great results" and it fits the team of Natalie Vizir and Steve Mino of OCCOASTPROPERTIES! Ms. Vizir and Mr. Mino have been successful bring buyers and sellers together, navigating todays' confusing real estate market filled with short sales, bank owned sales and pre-foreclosure properties. The team of Mino and Vizir specialize in servicing first-time home buyers, buyers leveraging up, downsizing buyers and investors. Properties represented include single family homes, condominiums, townhomes and multi-family dwellings. Both, Steve Mino and Natalie Vizir are certified in short sale negotiations and certified Cartus Network relocation specialists.
So, what's the secret? Steve Mino and Natalie Vizir have been consistent in expanding their technology based business and integrating it with good old fashioned hard work. Natalie Vizir has been successful integrating her years of team building skills and IT knowledge at HP and implementing it in her day to day tasks as a partner in OCCOASTPROPERTIES. Steve Mino has been successful using his background in sales, emphasizing customer service and negotiations, complementing Ms. Vizir's contributions which has propelled this dynamic team to new levels! (Century 21 Top Listing Agents, President's Club, Diamond Club, Emerald Club and Multi-Million Dollar Producers)
Natalie Vizir and Steve Mino have carefully selected, created and maintain strong relationships with key partners that ensure solutions for their clients, such as financial institutions, title companies, escrow officers, inspectors, contractors, home warranty providers, insurance companies, short sale negotiating team, transaction coordinator and law firms which further enhance their ability to deliver RAINMAKING experiences to their clients.
Nobody knows more about Southern California Coastal real estate than the team of Steve Mino and Natalie Vizir.
Areas of coverage include:
San Clemente, San Juan Capistrano, Capistrano Beach, Dana Point, Laguna Niguel, Laguna Hills, Mission Viejo, Coto De Caza, Rancho Santa Margarita, Lake Forest, Foothill Ranch, Irvine, Laguna Beach, Newport Coast, Newport Beach, Corona Del Mar, and other Orange County and Riverside County cities.
Considering buying or selling your home? Call us or EMAIL us today!
Visit us at www.occoastproperties.com
Referrals are our greatest compliment! Check out our REFER-A-FRIEND link!
Interested in Southern California Bank Owned Property?
Be sure to subscribe to our BLOG so you can get notifications when OCCOASTPROPERTIES answers:
WHAT'S HAPPENING IN REAL ESTATE TODAY?
Steve Mino & Natalie Vizir
Century 21
Steve: 949-300-7412
Natalie: 949-300-5074
Multi-Million Dollar Producers
Top Listing Agents
President's Club/Diamond club/Emerald Club
Certified Short Sale Agents
Certified Cartus Network
"A rich man is one that realizes his friends and family are his most valuable possessions"
OCCOASTPROPERTIES Supports WALK for LUPUS NOW! Join us in our fight against this curable disease! Click HERE!
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